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Sparklers

Youth Savvy

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Welcome to our website where we aim to empower teens and young adults with everyday knowledge about finance, economics, life skills, career, college life, and lifestyle as they venture into the adult world. Stick with us to become savvy and learn some important life skills.

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Public Finance

Public or government finance is the study of the role of the government in the economy. It is important to manage a country's revenue and...

Initial Public Offering (IPO)

An Initial public offering or IPO allows a company to raise capital from public investors. Once a company issues shares to the public it...

What is a Stock?

Stocks are issued by companies in order to raise capital to grow their businesses and be able to take on new projects. To raise the...

Corporate Finance

Corporate Finance is the financial activites that occur when running a corporation and is responsible for the financial growth of the...

Personal Finance

Personal finance and planning is particular to each individual. It depends on their income, how much money they make, what goals they...

The 50/30/20 Budget Rule

Once you start working it is very tempting to spend the money on all the things you want. However, to be responsible with your money...

Banks V Credit Unions

Banks are for-profit entities, which means that they are either privately owned or publicly traded. If a company is publicly traded it...

What is Inflation?

When we talk about Inflation it is basically when the prices of goods and services go up. The more prices go up the more the value of...

The Banking System

What is the banking system? A banking system is a group of institutions that provide financial services such as accepting deposits from...

What is E-commerce?

E-commerce stands for Electronic commerce which means the buying and selling of goods, products and services using the internet. This...

How to save money

Save money on groceries - It is surprising how much money we spend at the grocery buying food we don't really need. Budget for your...

Learning about Compound Interest

Compound interest is your long term friend! Once you start making money you will want to open a savings account at a bank. The bank will...

Bonds

Q: What are Bonds? A: A Bond is a loan taken out by a company. But instead of the company going to the bank to ask for a loan, it gets...

Teen Money Management

Where do kids get their money from? Well, most teens get money from their parents either through allowance for doing chores around the...

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