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Sparklers

Youth Savvy

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Welcome to our website where we aim to empower teens and young adults with everyday knowledge about finance, economics, life skills, career, college life, and lifestyle as they venture into the adult world. Stick with us to become savvy and learn some important life skills.

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What is a FICO Score

A FICO Score is a credit score created by the Fair Isaac Corporation (FICO). It is a three-digit number based on the information in your...

How to receive a FICO Score

It will take at least six months of using credit to meet the criteria to receive a FICO Score. As you enter the adult world, you will...

What is APR

APR stands for Annual Percentage Rate. It is as the word suggests the annual rate of interest that is charged to borrowers. A good APR...

Federal Reserve System

The Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913 by the...

Interest rates and Inflation

When interest rates, the interest paid on a loan, are low the economy grows, as people are usually borrowing money, buying houses and...

What causes Inflation?

Inflation happens when prices go up and you just can't buy the same things with the same money as before. For example in 1950's your...

Basics of the Stock Market

What is the stock market? The Stock Market is a collection of stocks traded daily on the stock exchange. Companies and individuals all...

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